Last Updated: September 16, 2025
Welcome to the Money of Life (moneyoflife.com/). This website (“we,” “our,” or “us”) provides you with financial planning tools and information.
Please read the following Terms and Conditions (“Terms”) carefully before using the website. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, please cease use of the website immediately.
1. Acceptance and Changes to Terms Your use of the website constitutes your full acceptance of these Terms. We reserve the right, at our sole discretion, to modify or update these Terms at any time without prior notice. All changes are effective immediately upon posting. Your continued use of the website after any changes signifies your acceptance of the new Terms.
2. Website Services and Acceptable Use
- Purpose: This website provides a Financial Independence, Retire Early calculators and related information for personal, informational, and educational purposes only.
- Personal Use License: You are granted a license to use the website for personal, non-commercial purposes only.
- Prohibited Conduct: You agree not to engage in any of the following activities:
- Using the website for any unlawful or unauthorized purpose.
- Interfering with, disrupting, or creating an undue burden on the website’s servers or networks.
- Using any automated means (e.g., spiders, bots) to access or scrape data from the website without our express written permission.
- Attempting to bypass any security measures of the website.
3. Important Disclaimers
- Not Financial Advice: All information, calculation results, and content provided by this website do not constitute financial, investment, legal, or tax advice. Our tools are for informational purposes only and are not a substitute for personalized advice from a qualified professional. You should consult with a financial professional before making any financial decisions.
- Accuracy of Information: While we strive to provide accurate information, we make no guarantees regarding the accuracy, completeness, or reliability of any calculations, data, or content. Markets are volatile, and information may become outdated.
- Assumption of Risk: You understand and agree that you are solely responsible for any decisions or actions you take based on information from this website.
4. Limitation of Liability To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the website, including but not limited to financial loss, data loss, or other intangible damages.
5. Intellectual Property All content on this website, including but not limited to text, graphics, logos, designs, software, and calculators, is our property or the property of our licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
6. Third-Party Links This website may contain links to third-party websites that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites. You access such websites at your own risk.
7. Privacy Policy We respect your privacy. Your use of the website is also governed by our Privacy Policy, which details how we collect, use, and protect your information.
8. Termination of Access We reserve the right to suspend or terminate your access to the website at any time and for any reason, without prior notice.
9. Governing Law These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law principles.
10. Contact Us If you have any questions about these Terms and Conditions, please contact us at: Email: rob@moneyoflife.com
Thank you for visiting our website!