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20% vs 5% deposit comparing for first home buyers
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Australian Prime Minister Anthony Albanese has announced a government scheme to assist first-time homebuyers in Australia. The key components of the policy include that all first-time homebuyers will be eligible to purchase a home with just a 5% deposit. The government will guarantee up to 15% of the loan value, eliminating the need for…
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Be a friend of Time for Passive Income
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This article discusses another lesson I’ve learned about personal financial growth and passive income: making time your friend. Time works like the process of making wine: you put in the grapes, wait patiently, and eventually it yields a delicious result. When I had the opportunity to come to Australia before COVID-19, I sometimes lamented…
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FIRE Monthly Newsletter: May 2025
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It’s May 2025, and it seems like the first day of the new year is still fresh in my mind. As I get older, I realise that sometimes time passes by so quickly, and it makes me feel even more deeply about the value of passive income. I love the expression so much, there’s…
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Growing into a competent FIRE achiever: making friends with solitude
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During my financial learning process, I have realised that the most important quality I need to become a FIRE achiever is to befriend solitude. Loneliness is a contradiction So many people say they are lonely, and those who say they are lonely are not actually lonely. Loneliness is not being left out and abandoned,…
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FIRE Monthly Newsletter: April 2025
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I’m sure you all had a wonderful Easter holiday, didn’t you? Welcome back to the April 2025 edition of the Money of Life monthly newsletter. I will share my story of living in a car. I will also be continuing my FIRE journey. Live in Car Let me tell you about an experiment I…